At SanAntonioHomeQuest.com, we believe an informed home buyer is a wise buyer. That's why our Realty Solutions Team has compiled a series of easy to remember hints and rules for our home buyer guests.
First and foremost, here is the "Cardinal Rule" that home buyers should always keep in mind.
DON'T START YOUR SEARCH WITHOUT KNOWING WHAT YOU CAN AFFORD.
Sounds logical, doesn’t it, but a surprising number of buyers waste time and effort looking at houses they can’t afford. Now, if you’re wealthy enough to make a cash purchase, just make sure your money is liquid enough to bring to the closing table. But, if you’ll need a mortgage loan to seal the deal, don’t hesitate to consult with one or more lenders before starting your home quest. Mortgage loan officers want your business and, usually without charge, will happily help you determine your purchasing power based on your available assets, income to debt ratio, and credit history. So, don't be afraid to talk with at least one lender before seriously shopping for a home.
You'll receive more valuable hints about mortgage matters in coming messages. But, if you can't wait or have immediate questions, send us an E-mail or give us a call and a member of our Realty Solutions Team will tell you all the things you need to know to be a SanAntonioHomeQuest power buyer.
Randall & Stephanie Kelley, Realtors(R), at Keller Williams Legacy, San Antonio, telephone (210) 863-2661 or (210) 867-8743, E-mail at kelleybus@aol.com or swkrealtor@aol.com
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