Thursday, September 24, 2009

$8000 Sam Antonio Home Buyer Tax Credit Deadline Looms

Folks, this is serious.

If you qualify for the up to $8000 tax credit for first time home buyers (including buyers not owning a home in the last 3 years), you’ve just about run out of the time needed to buy a resale home and there’s no way you’re going to have a new home constructed before the 30 November deadline.

In San Antonio, from start to finish, it takes the average first time home buyer about 8 weeks to do everything necessary to buy a home. There are only about 9 weeks left before 30 November, however, the Thanksgiving holiday is projected to rule out the last week in November as a closing week for anyone who hasn’t completed a home purchase contract by now. So, that leaves only 8 weeks to go for a process that usually takes 8 weeks.

Here’s the message. If you’re eligible, you’re going to lose your chance for the up to $8,000 federal tax credit if you don’t start seriously looking for a home right away.

You need to make your home search as efficient as possible. Call a lender and get mortgage loan prequalified. Seek out an experienced realty buyers agent to lead you through the process. Have your agent set up an automated MLS search that automatically E-mails you the freshest listings matching your needs. If a listing looks interested, don’t wait. Ask your agent to set up a viewing for you right away.

Our SanAntonioHomeQuest.com Realty Solutions Team is ready to help. We are Stephanie and Randy Kelley, Keller Williams Legacy. Call us at (210) 863-2661 or (210) 867-8743. E-mail us at swkrealtor@aol.com or kelleybus@aol.com.

Wednesday, September 23, 2009

68 Days Left For San Antonio Home Buyer $8000 Federal Tax Credit

If you’re a first time home buyer or haven’t owned a home in the last 3 years, you qualify for the up to $8000 Federal tax credit program; but, unless the program is extended by Congress, you must close on your purchase by November 30, 2009, to reap the benefit.

It’s September 23. That leaves only 68 days to find a home, negotiate the purchase, arrange funding, and close on the sale; but, keep in mind that many title companies and lender offices will be closed for the long Thanksgiving holiday weekend. That leaves only 63 days to do all that’s necessary to purchase a resale home. And, if you hope to have a home built for you, there’s no chance to complete construction before the 30 November tax credit deadline.

Don’t risk your tax credit by waiting until the last minute to launch your home search. Do it now!

We are here to make your home purchase as effective and efficient as possible.

We’re Stephanie and Randy Kelley, Realtors(R) at Keller Williams Legacy. Or goal is to make your realty dreams reality. We help you buy the best house, in the best neighborhood, at the best price, and under conditions most favorable to you.

You can contact us at (210) 863-2661 or (210) 867-8743 or (800) 201-9145. You can visit us at SanAntonioHomeQuest.com and E-mail us at kelleybus@aol.com or swkrealtor@aol.com.

Sunday, September 20, 2009

Home Values Near Randolph AFB

If you plan to buy a home near Randolph AFB, keep these facts in mind:

Within relatively easy commute distance are some of the most popular and contemporary communities right beside much older & poorly maintained communities. Home prices will naturally vary accordingly.

Keep school district quality in mind, even if you don’t have school age children. School district quality is always an important factor for your home’s popularity if you decide to sell it.

Northeast, Schertz-Cibolo-Universal City, and Comal Independent School Districts tend to have higher ratings than Judson Independent School District. Judson ISD is known as an athletic, but not necessarily academic, power house. Northeast ISD is usually recognized as the highest rated school district in the area.

It’s easy to check out school rankings. Go here for school reports: SanAntonioHomeQuest.com click “Schools In San Antonio” under the yellow “Top Rated Schools” report sign on the right hand side of the home screen.

Market Snapshot is the ultimate source for San Antonio home values by ZIP code.

Check ZIP codes 78259, 78258, 78260, and 78261 for the Northeast Independent School District home values.

Check ZIP codes 78154, 78108 and 78109 for Schertz-Cibolo-Universal City Independent District home values.

Check ZIP code 78109 for Judson Independent School District home values.

Average home sale prices in the Randolph AFB commute area average approximately $200,000, but range from approximately $40,000 for older homes to $850,000 for some newly constructed homes.

To find out what’s going on in the real estate market in the Randolph AFB ara neighborhood where you live or where you want to live, Market Snapshot will keep you updated with the latest information! Click below to set up your Market Snapshot. Scroll down to the enrollment form at the bottom of the page:

http://sanantoniohomequest.com/


Call Randy or Stephanie Kelley at Keller Williams Legacy if you have realty questions or need help with your Randolph AFB area realty needs. We are at (800) 201-9145, (210) 863-2661, and (210) 867-8743 or kelleybus@aol.com or swkrealtor@aol.com .

Saturday, September 19, 2009

Home Values Near Lackland AFB

If you plan to buy a home near Lackland AFB, keep these facts in mind:

  • Although there are some very fine new subdivisions nearby, the nearest subdivisions are older, lower priced, and sometimes poorly maintained.
  • Keep school district quality in mind, even if you don’t have school age children. School district quality is always an important factor for home resale popularity.
  • Northside Independent School District tends to have higher ratings than other school districts in the Lackland area.
  • Average home sale prices in the area average less than $120,000, but range from approximately $50,000 for older homes to $260,000 for some newly constructed homes.
  • ZIP code 78245 is the closest Northside Independent School District.
  • Other nearby Northside Independent School District ZIP codes to search are 78009, 78253, 78251, 78023, 78249, 78240, 78238.
  • Market Snapshot is the ultimate source for San Antonio home values by ZIP code.
To find out what’s going on in the real estate market in the Lackland neighborhood where you live or where you want to live, Market Snapshop will keep you updated with the latest information! Click below to set up your Market Snapshot. Scroll down to the enrollment form at the bottom of the page:

http://sanantoniohomequest.com/

Call Randy or Stephanie Kelley at Keller Williams Legacy if you have realty questions or need help with your Lackland AFB area realty needs. We are at (800) 201-9145, (210) 863-2661, and (210) 867-8743 or kelleybus@aol.com or swkrealtor@aol.com .

Friday, September 18, 2009

San Antonio Home Values By ZIP Code

Market Snapshot is the ultimate source for San Antonio home values by ZIP code.

Find out what’s going on in the real estate market in the San Antonio neighborhood where you live or where you want to live. Market Snapshop will keep you updated with the latest information!

Click below to set up your Market Snapshot. Scroll down to the enrollment form at the bottom of the page: http://sanantoniohomequest.com/

It's free and without obligation on your part.

Wednesday, September 16, 2009

San Antonio Realty Market Conditions

Have you been watching the news about real estate? It is crazy with all the “sky is falling” discussions around foreclosures and short sales out there. When it seems that the real estate market can’t get any crazier, it does.

With this continuing media frenzy around the real estate market, we want to remind you that the most important real estate market is the street where you live, if you’re the seller, or the street where you want to live, if you’re the buyer.

If you are curious about what is happening on your San Antonio block or on the San Antonio block where you’d like to be, please give us a call so we’ll give you the numbers that are specific to that location.

Yes, with our very favorable realty market, the unfavorable generalizations about national real estate trends are difficult to translate to a specific San Antonio home, neighborhood, or geographic area. We are happy to help you make sense of it all and forget the hype.

We are Stephanie and Randy Kelley, Realtors(R), at SanAntonioHomeQuest.com, Keller Williams Legacy, San Antonio, telephone (210) 867-8743 or (210) 863-2661 or (800) 201-9145. Our E-mail addresses are swkrealtor@aol.com and kelleybus@aol.com. We are honored to help you with all your realty needs.

Saturday, September 12, 2009

Houses Under $200,000 Are Selling Fast In San Antonio

Posted by Randy Kelley on September 12, 2009

This is a great article thanks to Creighton A. Welch - San Antonio Express-News, for web posting 09/12/2009

Houses Under $200K Are Selling Fast In San Antonio

What’s hot out there depends on who you ask. If it’s the meteorologist, it’s every day of the week this entire summer and probably most of the fall.

If you ask the local real estate market, you’ll find that it’s a certain segment of homes that is selling more than others.

And that hot homes category seems to be the one under $200,000. In fact, homes below $200,000 have made up 71 percent of the sales so far in 2009, according to the San Antonio Board of Realtors.

“The price range that seems to be moving is the first-time home buyer market due to the tax credit for these buyers,” said Janet Heydenreich, a real estate agent with the Phyllis Browning Co. “I think we will continue to see strong interest in that price range as the deadline approaches.”

First-time home buyers are eligible to receive an $8,000 tax credit if they qualify and purchase a home before Dec. 1.

The tax credit has created some pressure on the lower end of the market, because that’s what is most affordable to those first-time buyers who may just be starting out in their careers.

So, watch out for potential price wars.

“It is possible that bidding wars may appear as the deadline comes closer,” Heydenreich said.

If you’re thinking about selling your below-$200,000 home, now might be a good time, as the construction of new homes in this price range has slowed and the demand has increased.

“Because of the tax credit, there is a shortage of good homes under $250,000,” said Tyler Willmann, a real estate agent with Keller Williams Realty.

And he knows from recent experience.  “I actually got into a bidding war,” he said. “We started at $180,000 and went up to $200,000 and lost. We could not find anything in the $200,000 range that was in move-in shape.”

He said many of the best homes below $200,000 can sell in a matter of days.

And he said it will only get worse because there will be more price pressure closer to the tax credit deadline.

“I have three clients that will be ready in September to purchase. I just hope they can find something,” Willmann said. “If they have a nice home under $250,000, put it on the market.”

But even homes in that “hot” price range need to be in tip-top shape, and you should look at how many homes are for sale in your neighborhood, said DeniseGraves, a real estate agent with the Graves Group.

If the home needs some work, take care of that first. And if there are a dozen homes for sale near you, you might be better off waiting until a few of those sell.

Although interest definitely is greater for affordable homes, on the high end of the spectrum, where homes above $750,000 have made up just 1 percent of the market this year, there does seem to be some interest from those who can afford it, and who are gutsy enough to make such a big investment.

“The higher-end market is moving, but very slowly,”Heydenreich said. “We do have buyers in that price range, but they are being very cautious about their purchases and are not going to pay above market value for a home.”

She said the motivation for people buying in the higher-end price range above $750,000 comes from historically low and competitive interest rates.

There also seems to be some high-end interest because of an abundant inventory.

“Buyers feel like they can negotiate and get a great value in a luxury home,” said Graves.

With a relatively large amount of high-end homes, buyers feel each should have something unique about it, Graves said.

But whether buyers are looking for the most affordable home or the most high-end, whether a home sells boils down to how well a home is priced.

“We are seeing the market adjust itself to be more competitive. Buyers are reacting to correctly priced homes in show-ready condition, and we aren’t seeing low offers on those properties,” Graves said.

End of Article

Call Randy or Stephanie Kelley, Realtors(R), Keller Williams Legacy, San Antonio, for all your realty needs.  Visit our web site at sanantoniohomequest.com or call us at (210) 863-2661, (210) 867-8743, (800) 201-9145, or E-mail us at kelleybus@aol.com and swkrealtor@aol.com.  Ask us about our buyer reward cash bonus program.

Wednesday, September 09, 2009

82 Days Left For San Antonio Home Buyer $8000 Federal Tax Credit

If you’re a first time home buyer or haven’t owned a home in the last 3 years, you qualify for the up to $8000 Federal tax credit program; but, unless the program is extended by Congress, you must close on your purchase by November 30, 2009 to reap the benefit.

It’s September 9. That leaves only 82 days to find a home, negotiate the purchase, arrange funding, and close on the sale.

Don’t take a chance on losing your tax credit by waiting until the last minute to launch your home search. Do it now!

We are here to make the home purchase process as effective and efficient as possible.

We’re Stephanie and Randy Kelley, Realtors(R) at Keller Williams Legacy. Our goal is to make your realty dreams reality by helping you buy the best house, in the best neighborhood, at the best price, and under conditions most favorable to you.

You can contact us at (210) 863-2661 or (210) 867-8743 or (800) 201-9145. You can visit us at SanAntonioHomeQuest.com and E-mail us at kelleybus@aol.com or swkrealtor@aol.com.

Don't forget to ask us about our Home Buyer Reward Program. 

Put us to work for you. You won’t be sorry!

Tuesday, September 08, 2009

2009 San Antonio BAH - Army, Air Force, Navy, Marine Corps

FY2009 BAH - San Antonio, TX

Military installations in BAH area: Lackland Air Force Base, Randolph Air Force Base, Brooks City Base, Medina Annex, Fort Sam Houston, Camp Bullis

Enlisted without dependents



E1    E2    E3    E4    E5    E6     E7      E8    E9

854  854   854  854  966  1051 1146   1243   1249

Enlisted with dependents

E1     E2     E3     E4     E5    E6     E7    E8    E9

1139 1139 1139 1139 1240 1257 1292 1331 1395

Warrant Officers without dependents

W1    W2    W3     W4     W5

1100 1243 1249   1266   1301
Warrant Officers with dependents

W1     W2    W3      W4     W5

1258  1308 1355    1410    1473


Officers without dependents

O1E   O2E   O3E   O1    O2     O3    O4   O5     O6   O7

1240  1247   1257  1037 1205 1251 1296 1319 1355 1382

Officers with dependents

O1E   O2E   O3E   O1    O2    O3    O4    O5    O6   O7

1300  1348  1420   1242 1257 1353 1500 1603 1616 1635

The SanAntonioHomeQuest.com Realty Solutions Team specializes in serving the realty needs of San Antonio’s active duty and retired military families.

We are Stephanie and Randy Kelley, Realtors(R) at Keller Williams Legacy, telephone (210) 863-2661, (210) 867-8743, (800) 201-9145, E-mail at swkrealtor@aol.com or kelleybus@aol.com. Our goal is to make your realty dreams reality.

Friday, September 04, 2009

Lost Dog Lost Cat, Deerfield, San Antonio

Driving around Deerfield and surrounding subdivisions, we see a lot of lost dog and cat flyers.

We love pets. Maybe a note on this blog can help you find your lost one.

So, if you've lost a pet anywhere in the San Antonio area, let us know about it. Just call or send an E-mail with a description of the pet, its name, and the street or general area where it was last seen. We'll blog a lost pet notice for you.

We'll also need your name and phone number, but we won't publish it on the blog nor will we release it in any way.

We'll ask anyone who might have found or seen your pet to contact us and we'll pass that person's name and phone number to you.

If our blog entry helps you recover your doggie or kitty, it's worth the try. Unless we do it, we'll never know - so let's give it a go.

We’re Stephanie and Randy Kelley, Realtors(R) at Keller Williams Legacy, telephone (210) 867-8743 or (210) 863-2661, or (800) 201-9145. We’ll help you make your realty dreams reality. Visit us at SanAntonioHomeQuest.com or E-mail us at swkrealtor@aol.com or kelleybus@aol.com

Thursday, September 03, 2009

$8000 Federal Tax Credit Caution For San Antonio Buyers

If you hoping to take advantage of the up to $8000 Federal tax credit for first time homebuyers, here's a cautionary note from Melissa Kulikiff, Senior Loan Officer, Supreme Lending, San Antonio. Melissa says:

"The tax credit truly expires on November 30, 2009....This is the Monday after Thanksgiving.

Most title companies will be closed Thursday and Friday for the holiday.
Please keep this in mind if you are a first time home buyer hoping to take advantage of the tax credit. A 1-day delay could cost you $8,000.

Does this note of caution seem premature? I don't think so."

If you are a first time home buyer scheduled to close on your home purchase at the end of November, please heed Melissa's cautionary advice. Avoid the chance of losing your tax credit. Check with your Realtor(R), lender, and title company to make sure your closing won't be delayed past midnight on 30 November.

Melissa is available to consult with buyers needing information about the the $8000 tax credit, specifically, and mortgage loan issues, generally. You can contact her at Supreme Lending, San Antonio, Main Line: (210) 807-6850: Direct Line: (210) 807-6851; Cell: (210) 849-9030.

Do you need help with buying or selling San Antonio real estate? Contact us.

We're Stephanie and Randy Kelley, Realtors(R) at Keller Williams Legacy, telephone (210) 867-8743 or (210) 863-2661, or (800) 201-9145. We'll help you make your realty dreams reality. Visit us at SanAntonioHomeQuest.com or E-mail us at swkrealtor@aol.com or kelleybus@aol.com

Wednesday, September 02, 2009

Deerfield San Antonio Realty Market Report

Deerfield is located in North Central San Antonio, between Blanco and Huebner just inside Loop 1604.

It’s conveniently located within reasonable commute times and distances to Randolph AFB and Fort Sam Houston. Every imaginable shopping, dining, and entertainment amenity is very close by.

Deerfield has an excellent reputation for desirability, high neighborhood standards and preservation of home values.

Do you want to know more about what’s happening to the realty market in and around Deefield? Go to our SanAntonioHomeQuest.com website and set up a “MLS Market Snapshot” report for ZIP code 78248. You’ll find the report interesting and useful.

Please call or send an E-mail if you need our help.

We’re Stephanie and Randy Kelley, Realtors(R) at Keller Williams Legacy, telephone (210) 867-8743 or (210) 863-2661 or (800) 201-9145. We’ll help you make your realty dreams reality. Visit us at SanAntonioHomeQuest.com or E-mail us at swkrealtor@aol.com or kelleybus@aol.com.

Hurry Up For The $8000 Tax Credit For Buying A San Antonio Home

Hey, San Antonio homebuyer!

Do you know that you are racing the reaper for the $8,000 nonrepayable Federal income tax credit for first time home buyers (including those who haven't owned a home in the last 3 years)? The program expires at midnight, November 30. If you havent closed on your home purchase by then, you lose the benefit.

It's already September, and you don't have much time to find your house, negotiate the contract, arrange financing, close on the purchase, and do a whole bunch of other stuff in between.

Procrastination isn't advisable this late in the game, so get on the ball!

Save yourself much time, effort, and frustration by asking an experienced Realtor(R) to help you make your home search more efficient, effective and less costly.

A good Realtor(R) is your best buddy when it comes to buying your home. So, don't hesitate. Find yourself a Realtor(R)who specializes in buyer agency and start your home search right away.

We are pleased to offer our services.

We're Stephanie and Randy Kelley, Realtors(R) at Keller Williams Legacy, telephone (210) 867-8743 or (210) 863-2661, or (800) 201-9145. We'll help you make your realty dreams reality. Visit us at SanAntonioHomeQuest.com or E-mail us at swkrealtor@aol.com or kelleybus@aol.com