San Antonio Home Buyers Should Always Consider Using A Buyer's Agent

At sanantoniohomequest.com, we believe an educated home buyer is a wise buyer. That's why we have compiled a series of easy to remember essential hints for our home buyer guests. This one's always a hit:

 The buyer should always consider using a buyer's agent.
Why? The buyer's agent is ethically, professionally, and legally obligated to put the buyer's interests first. By using a buyer'sw agent, the buyer avoids the risks and pitfalls of working through a listing agent representing the seller. And, the buyer's agent's services are provided at no additional cost to be buyer.

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio. If you have questions, need San Antonio area realty or mortgage advice or assistance, or just want to chat, please call us at (210) 863-2661 or 867-8743, or send an E-mail to swkrealtor@aol.com or kelleybus@aol.com. Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.


For more information about San Antonio real estate, you can

Visit My Web Site View My Newsletter Ask Me A Question

New Home Near Ft. Sam Houston and Randolph AFB For $1603 San Antonio O-5 BAH

Hey, San Antonio active duty O-5!

For your $1603.00 with dependents BAH, you can comfortably afford a brand new 4 bedroom, 2 bath, 2 car garage home close to Fort Sam Houston and Randolph Air Force Base.

There are also 15 resale home listings in the area that fall within your BAH affordability range.

For more information, click here, tell us about your home ownership wants and needs and we’ll send you all matching listings around Fort Sam Houston and Randolph Air Force Base.

Visit My Web Site

View My Newsletter

Ask Me A Question

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio. If you have questions, need San Antonio area realty or mortgage advice or assistance, or just want to chat, please call us at (210) 863-2661 or 867-8743, or send an E-mail to swkrealtor@aol.com or kelleybus@aol.com. Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.

Put A San Antonio Realtor® To Work For You

It’s no secret that the average consumer turns first to the Internet for home buying and selling information. Why not? It’s the world’s largest library. It’s free and easy to use. It’s chocked full of stats, advice, articles, bulletins, blogs and opinions, not to mention a lot of nutty rants, raves and ruminations. It’s no wonder why, after weaving through the web in search for honest, consistent information, the average realty consumer ends up bewitched, bothered, and bewildered.

Arguably, it’s too risky to trust the Internet if you’re looking for timely and reliable information about something so risky, expensive, and complicated as a real estate deal.

So, who can you trust?

The answer is close at hand. Just contact a local Realtor®. Don’t be shy. A Realtor® won’t try to rope you in, put you in a head lock, or make you do anything you’re not willing to do. A Realtor® will be pleased to answer your questions in hopes of developing a trusting and long term relationship with you.

So, if you’re hopelessly wrapped in the Internet’s realty web, don’t hesitate to ask a Realtor® to cut you loose. You won’t be sorry.

We’ll always be the Realtors® first in line to help you.

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio. If you have questions, need San Antonio area realty or mortgage advice or assistance, or just want to chat, please call us at (210) 863-2661 or 867-8743, or send an E-mail to swkrealtor@aol.com or kelleybus@aol.com. Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.

Visit My Web Site View My Newsletter Ask Me A Question

New San Antonio Physician 100% Home Loan

There’s a new 100% home mortgage program available for San Antonio physicians.

After the Bank of America Physician Loan Program was suspended in March, 2009, it became virtually impossible for San Antonio area physicians to obtain 100% home mortgage loan financing. Now, there’s good news! A new program has just opened up that’s specifically designed to help qualified physicians, including medical students and residents, acquire a San Antonio area home.

The program offers:

100% financing - no money down
No private mortgage insurance (PMI)

• lower monthly payments
• thousands saved over the life of the loan
• more home for income

Easy qualification and special underwriting for physicians with good credit

• student loans deferred for months are NOT counted in qualifying ratios
• allows purchase before starting a new position
• allows qualifying using future income

Single family homes, town homes, lofts, and condos acceptable

It's a great opportunity for members of San Antonio's medical community.  For more information, contact us.

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio. If you have questions, need San Antonio area realty or mortgage advice or assistance, or just want to chat, please call us at (210) 863-2661 or 867-8743, or send an E-mail to swkrealtor@aol.com or kelleybus@aol.com. Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.

Visit Our Web Site View OurNewsletter Ask Me A Question

Updated 2009/2010 San Antonio Homebuyer Tax Credit On YouTube

If you're tired of reading the sometimes confusing articles about the expanded and extended 2009/2010 Federal Tax Credit Program For Home Buyers, you'll find this YouTube video to be worth a thousand words.

http://www.youtube.com/watch?v=IMzTpn3FvA8

For more information about San Antonio real estate, you can:

Visit My Web Site View My Newsletter Ask Me A Question

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio. If you have questions, need San Antonio area realty or mortgage advice or assistance, or just want to chat, please call us at (210) 863-2661 or 867-8743, or send an E-mail to swkrealtor@aol.com or kelleybus@aol.com. Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.

Brand New Home Near Ft Sam Houston and Randolph AFB For $1257 Monthly E-6 BAH

Hey, active duty E-6!

For your $1257.00 BAH, you can comfortably afford a brand new 3 bedroom, 2 bath, 2 car garage home close to Fort Sam Houston and Randolph Air Force Base.

There are also 120 resale home listings that you can easily afford with your $1257.00 BAH entitlement.

For more information, click here , tell us about your home ownership wants and needs and we'll send you all matching listings around Fort Sam Houston and Randolph Air Force Base.

Visit My Web Site

View My Newsletter

Ask Me A Question

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio. If you have questions, need San Antonio area realty or mortgage advice or assistance, or just want to chat, please call us at (210) 863-2661 or 867-8743, or send an E-mail to swkrealtor@aol.com or kelleybus@aol.com. Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.

2009 San Antonio, Texas, BAH For Army, Navy, Airforce, Marine Corps, and USCG

This blog is of interest to Navy, Army, Airforce, Marine Corps, and Coast Guard personnel on orders to Fort Sam Houston, Randolph AFB, Lackland AFB, Brooks City Base, and associated military sub-installations.

The following link for calculating your San Antonio BAH is provided compliments the San Antonio Home Quest Realty Services Team.

Click to calculate your San Antonio BAH for 2009.

Call us at (210) 863-2661 or (210) 867-8743 or send an E-mail to kelleybus@aol.com and we’ll match your BAH with homes for sale or rent near your San Antonio duty station. All we need to know is your rank and basic home ownership requirements (bedrooms, baths, 1 or 2 story home, garage spaces, and any other wants and needs you want us to search for).

We answer all inquiries as promptly as possible.  Click here to post your SanAntonioHomeQuestions.
Visit us at sanantoniohomequest.com for all your San Antonio area realty needs.

November 2009 San Antonio Realty Market Report

During the last 12 months, San Antonio has consistently ranked as either number 1 or 2 among the Nation’s leading large city economies. Notably, in October 2009, the Alamo City was ranked in Business Week and by the Brookings Institution as having the strongest metropolitan economy in the Nation. Also, a little more than a year ago in a Forbes Magazine study, the city finished second to Oklahoma City for the title of the having the Nation’s top economy..

Although not totally immune, San Antonio has escaped the current recession’s worst effects because its economy is driven by relatively recession proof sectors such as health care and insurance.

Strong Federal sector activity is also a major contributing factor. The infusion of manpower, money, and material resources associated with the area’s Military Base Realignment and Closing (BRAC) construction projects has served to mostly offset the national recession’s local impact. For at least two more years, the flood of BRAC resources will continue to enhance and stimulate San Antonio’s economic growth.

Considering the above, it’s not surprising that all key indicators are positive for San Antonio’s vitality for the indefinite future.

What about San Antonio’s housing market? Strong economies drive strong housing demand, and, in light of San Antonio’s thriving economy, realty market analysts expect San Antonio to have one of the Nation’s healthiest housing markets for months to come.

That’s not surprising. During good economic times and even during the current recession, San Antonio’s housing market has been recognized for its relative stability. Quoting the Brookings Institution’s Alan Berube, San Antonio didn’t participate in “the ridiculous run-up in housing prices” that caused catastrophic meltdowns when the Nation’s real estate bubble burst. “San Antonio didn’t lose as much in the first place, so it could be ready to turn around sooner,” he said.

Basically, the secondary impacts of the National recession have caused San Antonio’s housing market to experience an atypical and, hopefully, a short term downturn.

The downturn is reflected in these key market indicators for San Antonio single family detached homes as of today - November 7, 2009:

• There are 11025 active listings as compared to 12919 last year. The inventory is decreasing slowly. That’s usually a good sign for sellers and indicates a healthy trend toward achieving a balanced housing supply.

• The average list price for the most recent sales is $174,901 as compared to $194,962 at the same time last year. The average sale price for most recent sales is $168,084 as compared to last year’s $185,87l. For San Antonio, these figures represent an atypical and unusually drastic drop in home sale prices. The drop is undoubtedly driven by the purchase of a large number of less expensive properties by first time home buyers capitalizing on the up to $8000 First Time Home Buyer Federal Tax Credit Program. It remains to be seen how the recent continuation and expansion of the program will impact on San Antonio’s housing market.

• The average number of days on the market (DOM) for the most recent sales is 128 as compared to 117 last year. DOM figures have been unacceptably high for the last year but have started to trend downward. That’s a positive sign for San Antonio’s home market.

Industry analysts see these data as reflecting a housing market continuing to strongly favor buyers over sellers but trending toward a more balanced market in late winter or early next spring.

That’s all for our November 2009 San Antonio realty market report. In closing, we wish you a wonderful month and a happy and safe Veterans Day and Thanksgiving holiday.

For More Information:

Visit My Web Site

View My Newsletter

Ask Me A Question

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio. If you have questions, need San Antonio area realty or mortgage advice or assistance, or just want to chat, please call us at (210) 863-2661 or 867-8743, or send an E-mail to swkrealtor@aol.com or kelleybus@aol.com. Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.

San Antonio Army PCS Home Buyer Rewards

There’s a special benefit for active duty and retired Air Force members and other public servants using the services of the SanAntonioHomeQuest.com Realty Solutions Team.

Specifically, if you are an active duty or retired military member or family member, or a government civil service or public service employee or family member, you are eligible for SanAntonioHomeQuest’s Public Service Reward Program . To qualify, all you have to do is use our buyer representation services to purchase a San Antonio area residence from 1 October 2009 to 30 April 2010. Upon closing your home purchase, you’ll receive a cash back reward based on your home’s purchase price.

For more information, contact Randy or Stephanie Kelley, Realtors®, Keller Williams Legacy, San Antonio. Visit our website at SanAntonioHomeQuest.com . Call us at (210) 863-2661, (210) 867-8743, (800) 201-9145, or E-mail us kelleybus@aol.com and swkrealtor@aol.com.

San Antonio Air Force PCS Home Buyer Rewards

There’s a special benefit for active duty and retired Air Force members and other public servants using the services of the SanAntonioHomeQuest.com Realty Solutions Team.

Specifically, if you are an active duty or retired military member or family member, or a government civil service or public service employee or family member, you are eligible for SanAntonioHomeQuest’s Public Service Reward Program . To qualify, all you have to do is use our buyer representation services to purchase a San Antonio area residence from 1 October 2009 to 30 April 2010. Upon closing your home purchase, you’ll receive a cash back reward based on your home’s purchase price.

For more information, contact Randy or Stephanie Kelley, Realtors®, Keller Williams Legacy, San Antonio. Visit our website at SanAntonioHomeQuest.com . Call us at (210) 863-2661, (210) 867-8743, (800) 201-9145, or E-mail us at kelleybus@aol.com and swkrealtor@aol.com.

Time For San Antonio Home Renters To Buy

Who do you know right now that is renting? With so many opportunities for first-time San Antonio area home buyers, everyone who is renting should at least explore what opportunities may be available. Sellers are now helping buyers with down payments, buying down rates, concessions, and much more! Who do you know that might want to learn more?

The real estate market changes quickly, so don’t let your friends miss out on this fantastic opportunity. Email or call us today with the names and contact information of people we may be able to help.

Contact Randy or Stephanie Kelley, Realtors®, Keller Williams Legacy, San Antonio, for all your realty needs.

Ask us about our buyer reward cash bonus program.

Visit our website at SanAntonioHomeQuest.com . You can call us at (210) 863-2661, (210) 867-8743, (800) 201-9145, or E-mail us at kelleybus@aol.com and swkrealtor@aol.com .

Who Does Your San Antonio Realty Agent Represent?

At sanantoniohomequest.com, we believe an educated home buyer is a wise buyer. That’s why we've compiled a series of easy to remember essential hints for our home buyer guests. Here’s a really important hint:

Be cautious when a real estate professional doesn’t promptly disclose exactly who he or she is representing. Insist on written disclosure.

Why? Because Texas law requires real estate professionals to give written notice disclosing who represents whom in Texas real estate transactions.

There is an exception. New home builder site sales representatives aren’t required to provide the notice since it’s evident they represent their builder employers.

If you have questions or need advice or assistance with your San Antonio area realty needs, please call or send and E-mail. We'lll be happy to help.

Contact Randy or Stephanie Kelley, Realtorsd(R), Keller Williams Legacy, San Antonio. Ask us about our buyer reward cash bonus program. Visit our website at SanAntonioHomeQuest.com. You can call us at (210) 863-2661, (210) 867-8743, (800) 201-9145, or E-mail us at kelleybus@aol.com or swkrealtor@aol.com.

Rental Home For PCS To Randolph AFB or Ft Sam Houston

Conveniently located within comfortable commute range of Randolph Air Force Base ( Randolph AFB ) and Fort Sam Houston ( Ft Sam Houston ), at $975,00 per month, 616 Rittiman is a great refurbished rental home opportunity. Click to see details.