San Antonio Texas Mortgage Interest Rates for 23 August 2013

If you're looking to buy or sell a San Antonio, Texas, area home, business, lot, or ranch, visit our website at sanantoniohomequest.com. Now, here are the August 23, 2013, mortgage interest rates from Mike Clover, Homewood Mortgage, LLC: Texas Purchase & Refinance Mortgage Rates For the best San Antonio mortage, you'll be happy with these Low Rates & Low Fee Loans. Also  let your friends and family know that we will beat any deal on rates, fee's and service. We are from Texas, We are operated in Texas, and We are Texas Strong.....! All Loans close on-time and within 30 Days or less. Refinance Rates & Purchase Rates could be lower.  Please call me to discuss. 30 yr Conventional 4.625% - 0 Discount Points - 0 Origination 15 yr Conventional 3.625% - 0 Discount Points - 0 Origination 20 yr Conventional 4.625% - 0 Discount Points - 0 Origination 10 yr Conventional 3.875% - 0 Discount Points - 0 Origination 30 yr FHA 4.25% - 0 Discount Points - 0 Origination 15 yr FHA 3.75% - 0 Discount Points - 0 Origination 30 yr USDA 4.75% - 0 Discount Points - 0 Origination 30 yr VA 4.25% - 0 Discount Points - 0 Origination 15 yr VA 3.875% - 0 Discount Points - 0 Origination Jumbo 30 yr Fixed 4.875% - 0 Discount Points - 0 Origination Jumbo 15 yr Fixed 3.875% - 0 Discounts Points - 0 Origination Jumbo 10/1 ARM 4.375% - 0 Discount Points - 0 Origination Jumbo 7/1 ARM 3.75% - 0 Discount Points - 0 Origination Jumbo 5/1 ARM 3.125% - 0 Discount Points - 0 Origination    Your Locally Owned and Operated Texas Mortgage Banker. * These rates are based on a estimated loan amount of $242,250 or above and roughly 4.776% to 6.614% APR depending on loan program. Rates are also subject to change without notice. FHA requires 3.5% down. Conventional requires 5% down. Jumbo requires 20% down up to $1Million. Jumbo APR is estimated 5.088% Some rates are based on a 740 credit score or higher. Some loans require lower LTV, call for details.

Services Provided: FHA VA USDA Conventional Jumbo Down Payment Assistance Programs Our Commitment to You: On-Time Closings Excellent Communication Call's Returned Promptly Phone Calls answered on Weekends Good Interest Rates Reasonable Closing Costs 24/7 On-Line Applications @ www.mikeclover.com

Mike Clover Mortgage Banker Homewood Mortgage, LLC Toll FREE: 1-800-223-7409 O: 469-438-5587 F: 972-767-4370 NMLS# 234770 Web: www.mikeclover.com E-mail: mike@mikeclover.com Call for Super Service!!

August 2013 San Antonio, Texas, Home Sales Market Report

It's August 2013 and everything seems unusually hot in-and-around San Antonio and south Texas,  including  the climate, the area's thriving economy, and the Alamo City's residential real estate market.

As recently reported locally and throughout the country.  San Antonio is one of the nation's leading cities for economic health, positive demographic trends, and long term growth.

So, it’s not surprising  that San Antonio is presently experiencing its most active real estate market in the last 7  years.  Home sales are dramatically up and home values in most neighborhoods have  returned to, or are exceeding,  pre-recession levels.

During the late Great Recession,  San Antonio’s home market  entered a brief slump leading to a  moderately strong buyer’s market.  Now,  because the inventory of homes for sale is unusually low, the entire San Antonio metropolitan area is seeing an exceptionally strong home seller’s market.  Listing and sold home prices are rising, home sellers are receiving offers close to their asking price, and buyers are encountering less seller flexibility and harder negotiations.

Historically, San Antonio's realty sales high season ends in August, but, this year, it's not at all certain that home buyers and sellers will see a cooler, more casual, and less aggressive fall season realty market.  Only time will tell, but, in light of this year's dramatic activity, a longer residential sales high season is a distinct possibility for San Antonio.

That's the news for our August 2013 San Antonio realty market report. We encourage reader comments and recommendations about how to make our reports more informative and useful.

We're Stephanie and Randy Kelley, Realtors® of Keller Williams Legacy, San Antonio, Texas. If you have questions, need San Antonio area realty or mortgage loan advice or assistance, or just want to chat a bit about the wonderful Alamo City, please call us at (210) 863-2661 or (210) 867-8743. Our sanantoniohomequest.com Realty Solutions Team is always ready to help you with your home buying and selling needs.